Great news for home buyers. 30-year fixed rates as of today are solidly in the high 5s. We haven't seen that interest rate in quite some time. Buyers, make sure you are preparing yourself to buy now in anticipation of that home of your dreams coming on the market. We can help with a pre-approval. 

The overall housing market has a lot of buyer activity and a lot of buyer interest. We are seeing a lot of buyers preparing themselves to purchase when they find that right home.

Home Buyers and Realtors, we're a Lender that offers e-notes, which includes both full remote online notary (RON) closings and hybrid closings. Work with one of our loan officers to experience a convenient real estate closing.

For home buyers and sellers, make sure you are getting quality lending service always! Our team will NOT let increased industry costs get in the way of our service. We provide fully underwritten pre-approvals, giving our borrowers and the listing agent a solid green light for the home buying journey ahead.

Inventory is starting to increase very slowly, but it is increasing, which is great news. Increased inventory means better buyer negotiating power. Homebuyers, when you're getting ready to make an offer on a home, make sure you are working with local, knowledgeable, real estate professionals and mortgage professionals.

The market has been stable over the last week. We haven't seen too much movement in interest rates since the end of last week, which is good. It's critical to all the home buyers out there to work with loan officers, mortgage professionals, and especially real estate agents, as you prepare for your upcoming purchase.

Home Buyers and sellers, it’s one day after the Fed meeting. As expected, they increased short-term interest rates by 50 basis points. Keep in mind, short-term interest rates don't directly impact long-term interest rates, like 30 or 15-year fixed-rate mortgages. For now, it looks like we have settled at this rate of roughly 6%, which is good news because we do need some stability in the market.

HUGE NEWS for First-time Homebuyers! As of Monday, loan level price adjustments for first-time buyers go away… as long as you're a first-time homebuyer and your qualified income is below 100% of your census tract’s area median income. First-time buyers are defined as someone who has not held title within the last three years.

For home buyers and sellers, great news continues in the mortgage industry. Buying power has increased by 12% over this past week. Plus, coming soon… even more increased buying power will be available for first-time home buyers.

Interest rates have continued to improve today from over the last few days and week. Buying power for home buyers continues to improve. We offer all loan programs including buydowns, 30-year fixed rate, 15-year fixed rate, FHA, VA, RD, MSHDA and more.