Let’s Lock in a Better Rate

Refinancing is the process of replacing an existing mortgage with a new loan.

Woman in her mid-30s with short brown hair and glasses on doing math on a calculator at a desk.

There are many great reasons to refinance.

Cash-Out: Refinance to open up some cash to pay off high-interest debt, put toward college or invest in renovations.

Delayed Financing for Cash Buyers: Get all the advantages of a cash offer while replenishing your funds right after the transaction.

Lower Payment, Rates & Term: Get a new loan with a lower interest rate, reduce your monthly payment or shorten your term (if you can pay off your loan sooner).

Eliminate Mortgage Insurance: If you have enough property appreciation or principal paid off, you can eliminate mortgage insurance to reduce your monthly payment.

 Get Started on Your Refi Now

Download our app LOOP to begin your application to refinance your home. Manage your refi right from your phone.

  • Track your home loan progress

  • Securely scan and submit documents

  • Estimate monthly payments

  • Contact your loan officer and real estate agent

image of a smart phone with the LOOP mortgage app homepage that shows Quick Links to Share the app, Apply online and view Client Testimonials.

3 Steps to Get Started

1. Contact

Your loan officer will help you research the best loan options for your refinance.

2. Organize

Get your financial docs in order: Paystubs, Tax Returns, W-2s, and/or 1099s, Credit Report, Statement of Debts & Statement of Assets.

3. Submit

Submit your mortgage refinancing application before you can be approved.

94% of people who get a Second Look choose to work with us.

Our Second Look program is useful if you already have a quote from another lender. Connect with us (whether that’s via phone, zoom or in-person) and we’ll meet or beat your current rate.

You’ll get a $100 Home Depot gift card, no matter who you decide to work with.

*based on John Adams Mortgage Second Look data capture

What Our Clients Are Saying

Testimonials

“Brad was fantastic!!! I would never use another lender in my life!”

MW

“Brad responded to every question/need that we had in a timely manner.”

JH

“Quick response from John. Kind and helpful staff.”

FG

“Communication was Excellent!”

CM

“Christina made the loan process seamless! She is knowledgeable, professional and very responsive. Day or night she was just a phone call or text away. I would recommend her to anyone who wants a stress free process when financing their home.”

HTN

 
 
 

 We are part of the Real Estate One Family of Companies HomeSuite Services. Our HomeSuite makes the entire homebuying experience easier because your mortgage, insurance and title teams work together under the same roof.

 
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