Let’s Lock
in a Better Rate.
Refinancing is the process of replacing an existing mortgage with a new loan.
There are many great reasons
to refinance.
Cash-Out: Refinance to open up some cash to pay off high-interest debt, put toward college or invest in renovations.
Delayed Financing for Cash Buyers: Get all the advantages of a cash offer while replenishing your funds right after the transaction.
Lower Payment, Rates & Term: Get a new loan with a lower interest rate, reduce your monthly payment or shorten your term (if you can pay off your loan sooner).
Eliminate Mortgage Insurance: If you have enough property appreciation or principal paid off, you can eliminate mortgage insurance to reduce your monthly payment.
Get Started on Your Refi Now
Download our app LOOP to begin your application to refinance your home. Manage your refi right from your phone.
Track your home loan progress
Securely scan and submit documents
Estimate monthly payments
Contact your loan officer and real estate agent
3 Steps to Get Started
1. Contact
Your loan officer will help you research the best loan options for your refinance.
2. Organize
Get your financial docs in order: Paystubs, Tax Returns, W-2s, and/or 1099s, Credit Report, Statement of Debts & Statement of Assets.
3. Submit
Submit your mortgage refinancing application before you can be approved.
94% of people who get a Second Look choose to work with us.
Our Second Look program is useful if you already have a quote from another lender. Connect with us (whether that’s via phone, zoom or in-person) and we’ll meet or beat your current rate.
You’ll get a $100 Home Depot gift card, no matter who you decide to work with.
*based on John Adams Mortgage Second Look data capture
What Our Clients Are Saying
We are part of the Real Estate One Family of Companies HomeSuite Services. Our HomeSuite makes the entire homebuying experience easier because your mortgage, insurance and title teams work together under the same roof.